The world is digitalizing and we are with it, whether we like it or not. A few years ago, virtual cards seemed to be a novelty used only by advanced online shoppers or marketers, people with cryptocurrency assets. Today, the situation is radically different – they have become not just a convenient financial tool, but a real godsend for anyone who buys online, runs ads, or has subscriptions on various platforms.
Although it may seem like just one of the payment methods, there are actually much more advantages of virtual cardsthan it may seem at first glance. Let’s further understand why they have become popular and logically replace plastic cards, and how the e.PN service can be useful in this regard.
Why are virtual cards better than regular ones?
If I try to explain it as simply as possible, a virtual card is the same bank card, but without physical plastic. It has all the standard details: number, CVV code, and expiration date. But unlike a regular card, it can be created, deleted, or changed at any time without contacting the bank and without any time limits. Going to the bank at 9 a.m. before work or during lunchtime will soon become a joke for young people.
It is the flexibility and “independence” that makes virtual cards so popular among those who value their time and follow technology. We are active users of virtual wallets ourselves, so here are the main advantages that explain why more and more people are switching to virtual cards:
- Security. If you suspect fraud or have another reason why you want to close access to the money on the card in 5 seconds, you can always delete the card, change the details, report a problem, etc. on your smartphone.
- Expense control in one place and in one click. You have the ability to set limits and see how much you spend and where, getting a convenient “report.”
- No need to carry a wallet with you, all cards are available in the mobile app or personal account. Make your wallet thick with bills, not cards, which are optional.
- Some countries or services have restrictions on regular bank cards, but virtual ones often work without problems and again, you won’t lose them, unless you lose your phone 🙂 However, even in this case, you will quickly close access by logging in from another gadget!
Who will find virtual cards most useful?
In fact, all young people who keep up with the times. The digitalization of many processes is changing the way we manage our finances. Virtual cards in no way spoil financial literacy, if a person has it, but rather the opposite. Therefore, some categories of users simply cannot imagine their work, purchases, and life in general without virtual cards – you quickly get used to the cool stuff. Nevertheless, we will highlight the main segments:</span
Active online shoppers
You’ve probably encountered a situation where a store has a promotion, but it is only available for payment with a card of a certain bank. Or when you need to make a quick purchase, but you don’t want to “shine” your main card.
- Favorable payment terms. Some stores, such as AliExpress or iHerb, offer additional discounts or cashback for international cards.
- Safe shopping. If the platform seems unreliable to you, you can create a one-time card and not worry about your money.
- Easy budget management. Separate cards can be created for different stores to make it easier to control expenses.
For freelancers and entrepreneurs
People who work online often face the problem of managing payments – they have to pay for advertising, services, or make payments to customers.
- Payment for advertising. Google Ads, Facebook Ads, TikTok Ads – everywhere you need to enter a card. Using virtual cards, you can create separate cards for each client or project.
- Service subscriptions. Canva, Grammarly, Notion, ChatGPT – if you have dozens of services, it is much more convenient to control payments through virtual cards.
- Flexibility in calculations. You can allocate a separate card for an advertising campaign to avoid chaos in your finances.
For those who are engaged in traffic arbitrage
It is important for arbitrageurs to manage their budgets safely and pay for advertising conveniently. Virtual cards will help to avoid unnecessary risks and keep finances under control.
- Optimize your advertising costs.You can assign a separate card for each advertising campaign, which will allow you to clearly track costs and optimize your budget. It also allows you to control different expenses on platforms like Google Ads, Facebook, or TikTok without having to combine payments from other projects.
- Ease of working with different currencies. For arbitrageurs working with international clients, virtual cards help to conveniently make purchases in different currencies, reducing conversion costs and hidden fees.
- Flexibility in scaling. Whether you’re launching new campaigns or making test traffic purchases, you can quickly create new cards for each initiative, making it easier to scale your business without worrying about financial security.
Why should you pay attention to e.PN?
There are many services on the market that offer virtual cards, but e.PN stands out for its convenience and conditions, which will be discussed further.
- Instant creation of cards for rivers. You do not have to go through complex verifications or wait for several days – everything can be done in minutes from any location.
- High level of trust. e.PN works with a large number of bins, which ensures stability and a wide range of cards for different tasks.
- Support for international payments. Since e.PN works with Taboola, Amazon, Netflix, Google Ads, Facebook Ads, and other platforms, there are no problems with restrictions.
- Fully transparent terms and conditions. There are no hidden fees, only clear tariffs.
- User-friendly interface and its constant improvement. The personal account allows you to track payments, analyze expenses and make changes quickly, and it is a joy to use it.
Conclusion
It is quite obvious that in 2025, even more financial processes will go digital. Physical cards are gradually losing their relevance, and they are being replaced by more convenient and secure alternatives that do not complicate life. Therefore, we can safely say that virtual cards simplify payments, help control expenses, avoid fraud, and use financial instruments more flexibly. Digital cards really care about customers, because it is their goal to be progressive and innovative.
We think that if you have not yet used virtual cardsit is time to try it. And the e.PN service will make this experience a pleasant one for sure.
