Banks vs virtual cards for arbitrage: which to choose in 2025?

Banks vs virtual cards for arbitrage: which to choose in 2025?
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The financial side of traffic arbitrage plays a key role. The choice of payment instruments determines not only the convenience of work, but also the security of accounts. In 2025, arbitrageurs use two main options: traditional banks and virtual cards. Let’s analyze the pros and cons of each and find out which option is better for arbitrage.

Bank cards for arbitrage

Plusses:

Support of major payment systems (Visa, Mastercard)
Ability to work with any services
Reliability and long term

Minuses:

High probability of blocking at frequent transactions
Long process of account recovery after blocking
Tight control over financial transactions

Virtual cards for arbitrage

Pluses:

Quick creation and replenishment
Reducing the risk of blocking advertising offices
Anonymity and flexibility of settings
Easy scaling of advertising campaigns

Minuses:

Some platforms may not support virtual cards
Issuance and top-up fees

What to choose in 2025?

If you are in the business of traffic arbitrage, using virtual cards (e.g. FlexCard) is the optimal solution. They allow you to work securely, avoid mass blocking and scale your business without being tied to a single bank.

Closure

The choice between banks and virtual cards depends on your goals. For stable, long-term financial transactions, bank cards are fine. However, for arbitrageurs who run ads on Facebook, TikTok and Google, virtual cards remain the best solution.

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